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ADU · Ulster County

Can you build an ADU in Lloyd, NY?

Town of Lloyd has 15 districts. 9 districts prohibit ADUs, 6 require a special-use permit. Check your address to confirm the district that applies to your parcel:

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What the Lloyd code says

An accessory apartment is allowed only in A, R-2, R-1, R-1/2, R-1/4 and CB, and only with a Planning Board special use permit. The house must be owner-occupied, the apartment must be a studio or have one bedroom, and it runs 400 to 900 sq ft.

Conditions the code attaches:

How big an ADU can be in Lloyd

Size limits are set per district, and a unit inside the house is a different standard from a detached one. These are the figures the code publishes.

Accessory dwelling unit

400 to 900 sq ft of gross floor area, and smaller than the principal dwelling

A, R2, R1, R1/2, R1/4, CB · owner-occupancy required · § 100-42A and F

What the Lloyd code indicates by district

The table below shows how each district treats ADUs, alongside the lot and setback standards that govern a second unit. District boundaries and conditions vary, so treat this as a starting point and confirm the district that applies to your parcel.

District Min lot Setbacks F / S / R Max height ADU
A Residential 2 ac 30 / 35 / 30 ft 35 ft Special permit
R-2 Residential 2 ac 30 / 35 / 30 ft 35 ft Special permit
R-1 Residential 1 ac 30 / 15 / 30 ft 35 ft Special permit
R-1/2 Residential 0.5 ac 30 / 15 / 30 ft 35 ft Special permit
R-1/4 Residential 0.25 ac 30 / 15 / 30 ft 35 ft Special permit
CB Commercial Business 0.11 ac - / - / 25 ft 35 ft Special permit
DB Designed Business 3 ac - / 20 / 50 ft 35 ft No
GB General Business 0.34 ac - / 20 / 25 ft 35 ft No
WB Waterfront Business 0.11 ac — 35 ft No
LI Light Industrial 1 ac - / 35 / 35 ft 45 ft No
LB Local Business 0.11 ac — 35 ft No
HBD Highway Business District 0.23 ac - / 35 / 35 ft 35 ft No
TR-1 Trailer (Manufactured Home) 0.25 ac 30 / 15 / 30 ft 35 ft No
TR-1/2 Trailer (Manufactured Home, Small Lot) 0.17 ac 30 / 15 / 30 ft 35 ft No
TRR-F Tourism/Recreational Resort Floating 30 ac 100 / 50 / 50 ft 45 ft No

A Residential, R-2 Residential - The lot area is stated per dwelling unit, so it is the land each unit requires rather than a minimum for the lot. Building coverage is capped at 8%, separate from the 10% lot coverage.

  • Minimum road frontage is 150 ft, and may be reduced to 50 ft on the circular end of a cul-de-sac or to zero for a party-wall or zero-lot-line building.
  • On a street with a right-of-way under 50 ft the front setback is measured from the centre line with 25 ft added, or from the centre line of the existing roadway where the right-of-way is unknown.
  • Front setbacks may be adjusted to the prevailing setback of the immediate neighbourhood.
  • Setbacks for an accessory building or structure in a residential district are set by § 100-16.

R-1 Residential - The lot area is stated per dwelling unit, so it is the land each unit requires rather than a minimum for the lot. Building coverage is capped at 8%, separate from the 10% lot coverage.

  • Minimum road frontage is 125 ft, and may be reduced to 50 ft on the circular end of a cul-de-sac or to zero for a party-wall or zero-lot-line building.
  • On a street with a right-of-way under 50 ft the front setback is measured from the centre line with 25 ft added, or from the centre line of the existing roadway where the right-of-way is unknown.
  • Front setbacks may be adjusted to the prevailing setback of the immediate neighbourhood.
  • Setbacks for an accessory building or structure in a residential district are set by § 100-16.

R-1/2 Residential - The lot area is stated per dwelling unit, so it is the land each unit requires rather than a minimum for the lot. Building coverage is capped at 12%, separate from the 20% lot coverage.

  • Minimum road frontage is 100 ft, and may be reduced to 50 ft on the circular end of a cul-de-sac or to zero for a party-wall or zero-lot-line building.
  • On a street with a right-of-way under 50 ft the front setback is measured from the centre line with 25 ft added, or from the centre line of the existing roadway where the right-of-way is unknown.
  • Front setbacks may be adjusted to the prevailing setback of the immediate neighbourhood, and a maximum setback or build-to line may also be set in this district.
  • Setbacks for an accessory building or structure in a residential district are set by § 100-16.

R-1/4 Residential - The lot area is stated per dwelling unit, so it is the land each unit requires rather than a minimum for the lot. Building coverage is capped at 18%, separate from the 25% lot coverage.

  • Any side yard provided must be at least 4 ft wide, and a side yard used for parking access may be at most 9 ft for one-way traffic and 18 ft for two-way.
  • Minimum road frontage is 85 ft, and may be reduced to 50 ft on the circular end of a cul-de-sac or to zero for a party-wall or zero-lot-line building.
  • On a street with a right-of-way under 50 ft the front setback is measured from the centre line with 25 ft added, or from the centre line of the existing roadway where the right-of-way is unknown.
  • Front setbacks may be adjusted to the prevailing setback of the immediate neighbourhood, and a maximum setback or build-to line may also be set in this district.
  • Setbacks for an accessory building or structure in a residential district are set by § 100-16.

CB Commercial Business - A single-family or two-family dwelling is held to 40% lot coverage, half the 80% the district otherwise allows.

  • No front or side setback is required, and whether one is required at all is at the Planning Board's discretion (table note f).
  • Any yard abutting developed residential or agricultural property must be 100 ft (table note k).
  • Minimum road frontage is 20 ft.

DB Designed Business - Where the lot abuts a residential district the side yards increase to 25 ft and the front to 50 ft, each with a wooded buffer.

  • Gasoline pumps and similar devices must stand 50 ft from any street line.
  • Minimum road frontage is 150 ft.

GB General Business - Where the lot abuts a residential district the side yards increase to 25 ft and the front to 50 ft, each with a wooded buffer.

  • Gasoline pumps and similar devices must stand 50 ft from any street line.
  • Minimum road frontage is 75 ft.

WB Waterfront Business - The table publishes no minimum lot width, depth, road frontage or setback of any kind, and whether a side yard is required at all is at the Planning Board's discretion.

  • Only the lot area, the height and the lot coverage are fixed.

LI Light Industrial - Where the lot abuts a residential district the side yards drop to 25 ft with a wooded buffer.

  • Gasoline pumps and similar devices must stand 50 ft from any street line.
  • Minimum road frontage is 150 ft.

LB Local Business - The table publishes no front, side or rear setback for LB. The dimensional table prints an LB row, but § 100-9 does not list LB among the districts it establishes.

  • Minimum road frontage is 100 ft.

HBD Highway Business District - The setback area adjoining a residential district must carry dense vegetative screening under § 100-15B(12).

  • The 35 ft height limit is for 2 1/2 stories.
  • Gasoline pumps and similar devices must stand 50 ft from any street line.
  • Minimum road frontage is 75 ft.

TR-1 Trailer (Manufactured Home) - The dimensional standards for TR1 are set by § 100-39 rather than by the dimensional table.

TR-1/2 Trailer (Manufactured Home, Small Lot) - The dimensional standards for TR1/2 are set by § 100-39 rather than by the dimensional table.

TRR-F Tourism/Recreational Resort Floating - Height is limited to 35 ft for 2 1/2 stories, which also caps the side and rear yards shown. Building coverage is capped at 20%, separate from the 40% lot coverage.

  • The table states no minimum lot depth or road frontage.

ADUs vs. short-term rentals in Lloyd

Short-term rentals allowed with local rules for Town of Lloyd. A short-term rental is allowed only as an accessory use to a single-family or two-family dwelling in the A, R2, R1, R1/2, R1/4 and CB districts, with a Planning Board special use permit and then a Building Department permit. It is not allowed in any other district. These are separate questions from whether you can build an ADU — a unit you're allowed to add isn't automatically one you're allowed to rent nightly, so check both. Municipal source

Good to know

ADU FAQ — Lloyd, NY

Are ADUs allowed in Lloyd, NY?

Town of Lloyd has 15 districts. 9 districts prohibit ADUs, 6 require a special-use permit. Check your address with the free ADU checker, or confirm with the building department at (845) 691-2144.

Do I need a special permit for an ADU in Lloyd?

It depends on the district: 6 of 15 require a special-use permit, the rest do not. Check the district that applies to your parcel before you design.

Can I use an ADU as a short-term rental in Lloyd?

Short-term rentals allowed with local rules for Town of Lloyd. ADU occupancy and short-term-rental rules are separate: an ADU you can build isn't automatically one you can rent nightly. Confirm both before you count on STR income.

What an ADU costs to build in Lloyd

Permission is one question and budget is another. An 800 sq ft accessory unit here runs roughly $200k–265k at a standard finish, and the per-square-foot rate comes in above a full house because the kitchen, bath, panel and heating plant cost the same either way. See the full cost to build an ADU in Lloyd, priced by size.

How we know this

Sections analyzed
100 Attachment 1 Use Table; § 100-12 Allowable uses; § 100-42 Accessory apartments; § 100-40 Special use permits
Districts confirmed
15 of 15 — every mapped district.
Last reviewed
Apr 2026
Not covered here
Overlay districts, the zoning map, and any conditions attached to an individual parcel. Size limits and owner-occupancy terms sit in the code section above, not in this summary.

ADU information for Town of Lloyd is compiled from the municipal code (last reviewed Apr 2026) and provided for decision-support only — not legal or architectural advice. ADU eligibility, size, owner-occupancy and permit conditions vary by district and often carry exceptions; verify with the building department at (845) 691-2144 before relying on any answer. Source: the Offsite / Aldo zoning dataset.

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