Aldo

Westchester County

Town of Bedford, NY: zoning for new construction

18 districts Min residential lot 0.23–5 ac Con Edison

Bedford's residential districts run from a 4-acre minimum down to roughly a twelfth of an acre in Diversified Housing, but the figure that actually shapes a build here is the coverage cap rather than the acreage - the four-acre district allows 3% building coverage and the two-acre district allows 6%, so a 4-acre lot in Bedford supports something in the range of a 5,200 square foot footprint, not a compound. Accessory dwellings are allowed by right across all ten residential districts, which makes it one of the more workable Westchester towns for a second unit. There's no local short-term rental ordinance on record as of mid-2026, so the town's zoning and housing codes are what apply. Con Edison serves the power, most of the town is on septic, and the Building Department is at (914) 666-8040.

Looking specifically at an accessory dwelling unit? See ADU rules for Bedford →

Zoning districts

District Min lot Setbacks F / S / R Max height ADU
Residence Two-Acre District 2 ac 50 / 40 / 50 ft 35 ft Occupancy restricted
Residence Four-Acre District 4 ac 75 / 50 / 50 ft 35 ft Occupancy restricted
Residence One-Half-Acre District 0.46 ac 35 / 20 / 50 ft 35 ft Occupancy restricted
Residence One-Acre District 0.92 ac 35 / 30 / 50 ft 35 ft Occupancy restricted
Residence One-Quarter-Acre District 0.23 ac 35 / 15 / 40 ft 35 ft Occupancy restricted
Housing for Elderly District 5 ac 50 / 50 / 50 ft — Occupancy restricted
Residence Two-Family District 0.23 ac 35 / 15 / 40 ft 35 ft Occupancy restricted
Diversified Housing District 5 ac 20 / - / 20 ft — Occupancy restricted
Residence Village Apartment District — 50 / 50 / 50 ft 35 ft Occupancy restricted
Central Business District — 10 / - / 30 ft 45 ft No
Neighborhood Business District — - / 10 / 30 ft 35 ft No
Planned Business - Office District 1 ac 35 / 20 / 30 ft 35 ft No
Planned Business - Office District (Katonah) 0.46 ac 35 / 20 / 50 ft 35 ft No
Planned Business - Retail District 1 ac 35 / 20 / 30 ft 35 ft No
Light Industrial District 0.46 ac 15 / 15 / 30 ft 45 ft No
Residence Multifamily District 2 ac 50 / 50 / 50 ft 35 ft —
Research Office District 25 ac 200 / 100 / 100 ft 45 ft —
Roadside Business District — 10 / - / 30 ft 45 ft —

Residence Two-Acre District - Meeting the two acre minimum is not enough on its own: the lot must also contain a square 200 ft on a side lying wholly inside its boundaries, and no more than 25% of the required minimum lot area may be land under water or mapped as a wetland.

  • A conservation development needs Town Board approval and a parcel with no house on it of at least 10 acres or five times the district minimum, whichever is greater (§ 125-53).
  • In a conservation development the yards to interior lot lines are 35 ft front, 15 ft on one side, 35 ft combined and 40 ft rear; the district's own yards apply along the outside boundary.
  • Attached houses are allowed only in a conservation development, at 35 ft side and rear to interior lot lines and, on the outside boundary, twice a detached house's yard and never less than 50 feet.
  • The number of dwellings may not exceed what a conventional subdivision of the same land would yield, with an absolute ceiling of four dwelling units per acre (§ 125-54D).
  • In a subdivision of five or more lots an affordable unit may stand on a lot of 75% of the district minimum, but in this district such a lot must be at least one acre.
  • A new lot needs at least 25 ft of frontage, and an access strip serving one must be at least 25 ft wide (§ 125-13B).

Residence Four-Acre District - Meeting the four acre minimum is not enough on its own: the lot must also contain a square 250 ft on a side lying wholly inside its boundaries, and up to half of the required minimum lot area may be land under water or mapped as a wetland.

  • A country inn needs a special permit and a single lot of at least 10 acres with frontage on and practical access to a state road (§ 125-85.3).
  • A conservation development needs Town Board approval and a parcel with no house on it of at least 10 acres or five times the district minimum, whichever is greater (§ 125-53).
  • In a conservation development the yards to interior lot lines are 35 ft front, 15 ft on one side, 35 ft combined and 40 ft rear; the district's own yards apply along the outside boundary.
  • Attached houses are allowed only in a conservation development, at 35 ft side and rear to interior lot lines and, on the outside boundary, twice a detached house's yard and never less than 50 feet.
  • The number of dwellings may not exceed what a conventional subdivision of the same land would yield, with an absolute ceiling of four dwelling units per acre (§ 125-54D).
  • In a subdivision of five or more lots an affordable unit may stand on a lot of 75% of the district minimum, but in this district such a lot must be at least one acre.

Residence One-Half-Acre District - Besides meeting the lot area, the lot must contain a square 100 ft on a side lying wholly inside its boundaries, and no more than 25% of the required minimum lot area may be land under water or mapped as a wetland.

  • A conservation development needs Town Board approval and a parcel with no house on it of at least 10 acres or five times the district minimum, whichever is greater (§ 125-53).
  • In a conservation development the yards to interior lot lines are 35 ft front, 15 ft on one side, 35 ft combined and 40 ft rear; the district's own yards apply along the outside boundary.
  • Attached houses are allowed only in a conservation development, at 35 ft side and rear to interior lot lines and, on the outside boundary, twice a detached house's yard and never less than 50 feet.
  • The number of dwellings may not exceed what a conventional subdivision of the same land would yield, with an absolute ceiling of four dwelling units per acre (§ 125-54D).
  • In a subdivision of five or more lots an affordable unit may stand on a lot of 75% of the district minimum, and none of that may raise the number of lots the land would otherwise yield.
  • A new lot needs at least 25 ft of frontage, and an access strip serving one must be at least 25 ft wide (§ 125-13B).

Residence One-Acre District - Besides meeting the lot area, the lot must contain a square 150 ft on a side lying wholly inside its boundaries, and no more than 25% of the required minimum lot area may be land under water or mapped as a wetland.

  • A conservation development needs Town Board approval and a parcel with no house on it of at least 10 acres or five times the district minimum, whichever is greater (§ 125-53).
  • In a conservation development the yards to interior lot lines are 35 ft front, 15 ft on one side, 35 ft combined and 40 ft rear; the district's own yards apply along the outside boundary.
  • Attached houses are allowed only in a conservation development, at 35 ft side and rear to interior lot lines and, on the outside boundary, twice a detached house's yard and never less than 50 feet.
  • The number of dwellings may not exceed what a conventional subdivision of the same land would yield, with an absolute ceiling of four dwelling units per acre (§ 125-54D).
  • In a subdivision of five or more lots an affordable unit may stand on a lot of 75% of the district minimum, and none of that may raise the number of lots the land would otherwise yield.
  • A new lot needs at least 25 ft of frontage, and an access strip serving one must be at least 25 ft wide (§ 125-13B).

Residence One-Quarter-Acre District - Besides meeting the lot area, the lot must contain a square 75 ft on a side lying wholly inside its boundaries, and no more than 25% of the required minimum lot area may be land under water or mapped as a wetland.

  • Attached houses are allowed only in a conservation development, at 35 ft side and rear to interior lot lines and, on the outside boundary, twice a detached house's yard and never less than 50 feet.
  • A conservation development of detached houses carries the same front, side and rear yards this district already requires (§ 125-54F(1) and F(3)).
  • A conservation development needs Town Board approval and a parcel with no house on it of at least 10 acres or five times the district minimum, whichever is greater (§ 125-53).
  • A new lot needs at least 25 ft of frontage, and an access strip serving one must be at least 25 ft wide (§ 125-13B).
  • In every residence district the maximum exposed building elevation is 40 ft.
  • On a corner lot the yard on the side street must equal the required front yard, and the owner elects which of the remaining yards is the rear (§ 125-18).

Housing for Elderly District - At least 20% of the dwelling units built here must be middle-income units meeting § 125-56 (§ 125-29.3B). The schedule caps height at 2 1/2 stories and prints no limit in feet for this district.

  • Besides meeting the lot area, the lot must contain a square 250 ft on a side lying wholly inside its boundaries (§ 125-12B).
  • Two buildings must stand at least as far apart as the taller of them is high, and no building may run more than 200 ft along its longest axis.
  • A new lot needs at least 25 ft of frontage, and an access strip serving one must be at least 25 ft wide (§ 125-13B).
  • In every residence district the maximum exposed building elevation is 40 ft.

Residence Two-Family District - One row of the schedule covers both a one-family and a two-family house: the lot minimum is 10,000 sq ft either way, and each dwelling unit needs 5,000 sq ft of lot area of its own.

  • Townhouses and multifamily dwellings are permitted here only where the development is approved as a conservation subdivision under Town Law § 281 or as a conservation development.
  • Besides meeting the lot area, the lot must contain a square 75 ft on a side lying wholly inside its boundaries (§ 125-12B).
  • No building may run more than 125 ft along its longest axis.
  • A new lot needs at least 25 ft of frontage, and an access strip serving one must be at least 25 ft wide (§ 125-13B).
  • In every residence district the maximum exposed building elevation is 40 ft.

Diversified Housing District - Side yards are set by the Planning Board at site plan review: at least 10 ft each and 20 ft combined, and the Board may require up to 50 ft each and 100 ft combined.

  • Land per dwelling unit goes by unit size against the gross parcel area: 3,500 sq ft for an efficiency and 4,000 sq ft for a one-bedroom.
  • Larger units need more: 4,750 sq ft for a two-bedroom, 7,000 sq ft for a three-bedroom and 8,500 sq ft for a four-bedroom.
  • At least 20% of the dwelling units built here must be middle-income units meeting § 125-56 (§ 125-29.2B).
  • The schedule caps height at 2 1/2 stories and prints no limit in feet for this district.
  • The lot must also contain a square 250 ft on a side lying wholly inside its boundaries, and no building may run more than 200 ft along its longest axis.
  • A new lot needs at least 25 ft of frontage, and an access strip serving one must be at least 25 ft wide (§ 125-13B).

Residence Village Apartment District - The schedule publishes no minimum lot area here; what it sets instead is 3,500 sq ft of lot area for each dwelling unit. No building may run more than 150 ft along its longest axis.

  • A new lot needs at least 25 ft of frontage, and an access strip serving one must be at least 25 ft wide (§ 125-13B).
  • In every residence district the maximum exposed building elevation is 40 ft.
  • On a corner lot the yard on the side street must equal the required front yard, and the owner elects which of the remaining yards is the rear (§ 125-18).

Central Business District - No single permitted use other than an emergency service provider may occupy more than 4,000 sq ft on the first floor of a building, and the schedule publishes no minimum lot area and no side yard for this district (§ 125-29.7).

  • A hotel or motel needs a special permit from the Board of Appeals and a site of at least seven acres with at least 300 ft of frontage on a state or county road (§ 125-72B).
  • The two coverage figures are read separately: the first caps buildings and the second caps buildings and parking area together.
  • No principal nonresidential use other than an emergency service provider, a medical or veterinary office or a restaurant may operate between 1:00 a.m. and 6:00 a.m.
  • A buffer screening area at least 10 ft wide, planted with evergreens or replaced by an approved wall or fence, is required along a lot line that abuts or faces a residence district (§ 125-24).
  • A new lot needs at least 25 ft of frontage, and an access strip serving one must be at least 25 ft wide (§ 125-13B).

Neighborhood Business District - No single permitted use other than an emergency service provider may occupy more than 4,000 sq ft on the first floor of a building, and the schedule publishes no minimum lot area and no front yard for this district (§ 125-29.7).

  • The schedule prints one side yard of 10 ft and no total for both sides combined.
  • A hotel or motel needs a special permit from the Board of Appeals and a site of at least seven acres with at least 300 ft of frontage on a state or county road (§ 125-72B).
  • The two coverage figures are read separately: the first caps buildings and the second caps buildings and parking area together.
  • No principal nonresidential use other than an emergency service provider, a medical or veterinary office or a restaurant may operate between 1:00 a.m. and 6:00 a.m.
  • A buffer screening area at least 10 ft wide, planted with evergreens or replaced by an approved wall or fence, is required along a lot line that abuts or faces a residence district (§ 125-24).
  • A new lot needs at least 25 ft of frontage, and an access strip serving one must be at least 25 ft wide (§ 125-13B).

Planned Business - Office District - Besides meeting the one acre minimum, the lot must contain a square 150 ft on a side lying wholly inside its boundaries. The narrower side yard may be held to 20 ft only where the two yards together reach 45 ft.

  • The two coverage figures are read separately: the first caps buildings and the second caps buildings and parking area together.
  • A buffer screening area at least 10 ft wide, planted with evergreens or replaced by an approved wall or fence, is required along a lot line that abuts or faces a residence district (§ 125-24).
  • A new lot needs at least 25 ft of frontage, and an access strip serving one must be at least 25 ft wide (§ 125-13B).
  • On a corner lot the yard on the side street must equal the required front yard, and the owner elects which of the remaining yards is the rear (§ 125-18).

Planned Business - Office District (Katonah) - Besides meeting the lot area, the lot must contain a square 100 ft on a side lying wholly inside its boundaries. The narrower side yard may be held to 20 ft only where the two yards together reach 45 ft.

  • A residential structure already standing on a lot of less than 20,000 sq ft may be converted to office or two-family use as long as it is not enlarged and the lot is not reduced (§ 125-85.1C).
  • No driveway, parking, loading or storage area with a paved or gravelled surface may be within 25 ft of a residence district boundary (§ 125-85.1D).
  • Planting is required where a side or rear yard abuts a residence district boundary, Sunrise Avenue, Orchard Street or Congdon Lane (§ 125-85.1D).
  • The two coverage figures are read separately: the first caps buildings and the second caps buildings and parking area together.
  • A buffer screening area at least 10 ft wide, planted with evergreens or replaced by an approved wall or fence, is required along a lot line that abuts or faces a residence district (§ 125-24).
  • A new lot needs at least 25 ft of frontage, and an access strip serving one must be at least 25 ft wide (§ 125-13B).

Planned Business - Retail District - Besides meeting the one acre minimum, the lot must contain a square 150 ft on a side lying wholly inside its boundaries. The narrower side yard may be held to 20 ft only where the two yards together reach 45 ft.

  • The schedule publishes no floor area ratio for this district.
  • The two coverage figures are read separately: the first caps buildings and the second caps buildings and parking area together.
  • A buffer screening area at least 10 ft wide, planted with evergreens or replaced by an approved wall or fence, is required along a lot line that abuts or faces a residence district (§ 125-24).
  • A new lot needs at least 25 ft of frontage, and an access strip serving one must be at least 25 ft wide (§ 125-13B).
  • On a corner lot the yard on the side street must equal the required front yard, and the owner elects which of the remaining yards is the rear (§ 125-18).

Residence Multifamily District - Land per dwelling unit is set by unit size rather than by one figure, starting at 3,500 sq ft for an efficiency and 4,000 sq ft for a one-bedroom.

  • Larger units need more: 5,500 sq ft for a two-bedroom, 7,000 sq ft for a three-bedroom and 8,500 sq ft for a four-bedroom.
  • Besides meeting the two acre minimum, the lot must contain a square 250 ft on a side lying wholly inside its boundaries (§ 125-12B).
  • No building may run more than 150 ft along its longest axis.
  • A new lot needs at least 25 ft of frontage, and an access strip serving one must be at least 25 ft wide (§ 125-13B).
  • In every residence district the maximum exposed building elevation is 40 ft.

Research Office District - The side and rear yards shown are for a one-storey building. They rise to 150 ft for two storeys and 200 ft for three storeys, and to 250 ft where the yard adjoins a residential district.

  • Besides meeting the 25 acre minimum, the lot must contain a square 500 ft on a side lying wholly inside its boundaries (§ 125-12B).
  • No use may be established unless the Planning Board finds it will not send dust, smoke, visible gas or fumes, odour, vibration, light or noise beyond the site.
  • The Board must also find the use will not create a fire, explosion, fume or radiation hazard, discharge harmful waste, disturb electrical equipment beyond the site or cause unusual traffic congestion.
  • The two coverage figures are read separately: the first caps buildings and the second caps buildings and parking area together.
  • A buffer screening area at least 10 ft wide, planted with evergreens or replaced by an approved wall or fence, is required along a lot line that abuts or faces a residence district (§ 125-24).
  • A new lot needs at least 25 ft of frontage, and an access strip serving one must be at least 25 ft wide (§ 125-13B).

Roadside Business District - The schedule publishes no minimum lot area and no side yard for this district, and the two coverage figures are read separately: the first caps buildings, the second buildings and parking area together.

  • A buffer screening area at least 10 ft wide, planted with evergreens or replaced by an approved wall or fence, is required along a lot line that abuts or faces a residence district (§ 125-24).
  • A new lot needs at least 25 ft of frontage, and an access strip serving one must be at least 25 ft wide (§ 125-13B).
  • On a corner lot the yard on the side street must equal the required front yard, and the owner elects which of the remaining yards is the rear (§ 125-18).

Short-term rentals

No local short-term-rental law on record - which is not the same as permission. The Town of Bedford has no local short-term rental law, and that is not the same as permission. Confirm with the building department before counting on the use.

Conditions the code attaches:

Good to know

Working out a budget? A standard-finish build here runs $242–$318/sq ft , and a conforming lot adds about $15,326 on top - see the full cost to build a house in Bedford, or what an ADU costs here.

Sizing up a specific parcel in Bedford?

Aldo pulls the exact zoning district, setbacks, and build feasibility for any parcel — before you buy. Enter your email to open Aldo and run your free report.

Other Westchester County towns

Zoning figures for Town of Bedford are compiled from the municipal code (last reviewed 2026-09-27) and provided for decision-support only - not legal, engineering, or architectural advice. Setback and dimensional standards often carry conditions and exceptions; verify with the building department at (914) 666-8040 before relying on any number. Source: the Offsite / Aldo zoning dataset.

Building outside these counties?

Aldo covers 15 New York counties today. Tell us your market and we'll build the zoning + feasibility data for it.